The5ers has been funding traders since 2016, which makes it older than most of the firms it competes with. Its programs are unusual: instead of one evaluation with a fixed account size, it offers two structures aimed at completely different trading styles.
Important: The5ers accounts use simulated capital. Rewards are calculated from your simulated results, and your real financial exposure is the program fee.
How the evaluation works
High Stakes is the conventional route: 10% in Phase 1, 5% in Phase 2, a 5% daily loss limit that ends the account immediately if you touch it, and a 10% maximum loss measured from the starting balance. Each phase needs 3 profitable days, defined as days where closed trades add at least 0.5% of the starting balance — an important distinction, because three days of small losses do not count.
Hyper Growth is a one-step instant-funding model. You hit a 10% target against a 6% stop-out, and the account doubles. There are no minimum days, and there is no hard daily loss limit: a heavy losing day suspends your trading until the next session rather than ending the program. That makes it far more forgiving to a strategy with occasional large drawdowns, and far slower to pay, because the split starts at 50%.
Costs and refunds
Entry starts around $95 for a Bootcamp program, with the larger High Stakes and Hyper Growth accounts priced higher. Fees are not refunded when you pass — you are buying a cheaper entry rather than a deposit you get back.
Rewards and scaling
Your first payout comes 14 days after you receive a funded account, then every 14 days; the cycle resets each time the account is scaled. The split starts between 50% and 80% depending on the program and rises at each scaling step, reaching 100% for traders who keep compounding. Scaling runs up to $4M.
Platforms and trading rules
MT5 and cTrader, desktop, web and mobile. Positions may be held overnight and over the weekend. You may hold through news, but you may not execute an order from 2 minutes before to 2 minutes after a high-impact release — profits made in that window are removed while losses stay with you. EAs are permitted as long as they are not copying someone else’s signals and are not doing tick scalping, latency or hedge arbitrage, or high-frequency trading. Stop-losses must be visible in the platform, so “stealth” stops handled by an EA are not allowed.
Is The5ers right for you?
Hyper Growth is the standout: if you can live with a 50% split at the start, a model with no daily loss limit and no minimum days is rare, and doubling on every milestone gets you to real size faster than a 25%-per-quarter scaling plan. Choose High Stakes instead if you want the higher opening split and can reliably produce three 0.5% days per phase.